ViniyogIndia

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Biswarup Sinha Ray

Biswarup, founder of ViniyogIndia.com, is a SEBI registered investment advisor and CFA (ICFAI, 2014). He holds a Bachelors in Engineering from Jadavpur University (University Gold Medalist, 1999) and Masters from University of London, UCL (Distinction, 2003). Biswarup has extensive experience in technology with deep interest in Data Science & Machine Learning. He worked nearly two decades in premier Tech. & Consulting companies, including IBM & Accenture. He has 10+ years exposure to the Financial Services Sector including around 5 years in research. Biswarup started ViniyogIndia.com as quant based fintech start-up in 2016, initially working part-time, and then full-time 2017 onwards.

Latest from ViniyogIndia's desk

Years of experience

20+

SEBI Registered

INA300008614

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All your questions answered

Frequently asked questions

What are the products offered?

ViniyogIndia offers multiple quantitative, multifactor, multi-asset portfolios tailored to investor risk-profiles

What is their investment philosophy?

Between 1981 and 2020, the BSE Sensex produced an annualized return of 15.5% compounded, excluding dividends. 1 Lakh invested in the SENSEX on 1981 would be worth more than 3.15 Crores by 2020. Investing in Stocks is the simplest way to create sustainable wealth., Despite high market returns, most investors failed to create wealth from Stocks! , This is due to the following reasons:, Reason 1: Behavioral Biases. , Multiple studies have revealed that there is a strong propensity for investors to buy near market highs and sell near market bottoms. , For example, the best performing equity fund from 2000 through 2010 in US (CGM Focus (CGMFX)) had an average annual return of 18.2%, according to Morningstar. During the same time, the fund’s typical shareholder lost 10%! Investors, motivated by greed and fear, poured $2.6 billion into the fund in 2007 when it was up over 80%. In 2008, when the fund was down 48%, investors redeemed over $750 million., Human emotions negatively impact investment decisions. A disciplined, quantitative approach to investing can reduce the influence of biases., Reason 2: Wrong or No strategies, More educated investors today and are trying to design portfolios based on value investing principles following Buffet-Munger-Graham. How do they fare?, If we go by hard data, value investing hasn’t worked in India for the past 10 years. Credible research further suggests, investing in small-cap stocks, does not work in India. And if you are considering to invest in high beta stocks, the story is even worse. None of these three popular strategies worked in the Indian markets in the past decade!, While market efficiency remains a myth, every market is different: Factors that worked well in the US, may not necessarily work in India. Knowledge of which factors work consistently in Indian markets is key, and the only way to figure that out is to back-test strategies over a sizable past data., At ViniyogIndia.com, we just do that!

What is a smallcase ?

A smallcase is a basket of stocks/ETFs* in a specified weighting scheme that reflects a certain objective (ideas, themes, strategies), backed by the research of the smallcase manager. You can invest in a smallcase in 2 clicks., *ETFs (Exchange Traded Funds) are baskets of securities that track an underlying index (Nifty, Gold, etc) and can be bought and sold on the exchange.

Who can subscribe to these smallcases?

The smallcase manager decides who can invest in the smallcases created by them and can create two types of smallcases :, Exclusive smallcases : smallcases which require a subscription to the smallcase manager's Advisory in order to invest in the smallcase. You can subscribe to a smallcase directly from the smallcase profile through the subscription form., Public smallcases : smallcases in which anyone who has an account with our partner brokers can invest. You can invest in this smallcase by clicking on “Buy smallcase” in the smallcase profile and logging with your broker credentials.,

How do I track my smallcases?

When you buy a smallcase, the index value is set to 100 on the buy day - this helps you track the total returns without having to monitor each stock. You can also use the performance metrics to get a more detailed understanding of your smallcase.

How can I cancel my eMandate?

One of the payment method available to subscribe to a fee based smallcase is eNACH where an e-Mandate is created., If you want to cancel your e-Mandate(s) linked with any of your fee based smallcase subscription, please drop an email to publisher.help@smallcase.com with the following details:, Email used for subscription, Subscribed smallcase Name, We will share the mandate(s) details in response to your request including the below:, Mandate maximum limit, Mandate Validity, UMRN no. (Unique Mandate Registration Number), To proceed with the cancellation of the mandate, we would require your confirmation by email after verifying the mandate and payment details. , After receiving your confirmation, we will process the mandate cancellation and update you with the status within 72 hours.